Avoiding the Donut Hole for Senior Care in Troy, MO

I used to live down the street from a Dunkin Donuts and I would often stop there to buy their donut holes. I loved donut holes because you could just pop them in your mouth! Now there's a different kind of donut hole and it could end up costing your elderly relatives a lot of money.

It's also called the "coverage gap" in the Medicare Part D prescrition drug plans. There are ways to avoid the gap by talking to your doctor and seeing if there are cheaper prescriptions or OTC medications you can take to reduce your overall costs for the year. If you wait until you reach the gap, it's too late. You have to plan ahead and try to reduce your costs for the whole year. The AARP has a DOUGHNUT HOLE CALCULATOR that can not only calculate whether or not you will reach the gap, but also gives you options of cheaper alternatives and a form you can print out and take with you on their next appointment so you can discuss it with the doctor.